Michael Knab is Vice President for the RPM Development Group where he obtains planning approvals and financing for housing developments. He received a B.S. in Public Policy Analysis from Cornell University 1992 and a M.B.A. in Finance with Beta Gamma Sigma honors from Rutgers University in 2003. Since 1992, Mr. Knab has financed affordable and conventional housing, and obtained experience with federal, state and local housing programs, at Neighborhood Housing Services of New York City, the Federal Home Loan Bank of New York, GMAC Commercial Mortgage and the New Jersey Housing and Mortgage Finance Agency. At NJHMFA, he participated in the design and administration of the Low Income Housing Tax Credit Program for six years. He implemented market study guidelines and was the Manager of Tax Credit Allocations at the time of his departure.

Mike enjoys golf, volleyball, and spending time with his wife, Jean, and sons, Zack and Jake. He is proud of the quality of housing and service that RPM provides to its residents. You can contact Mike at mknab@rpmdev.com.

Ellen Pignatello is the Director of Property Management for the RPM Development Group. She has been associated with the Company since 1992. Her responsibilities include human resource management; employee benefits administration; and Director of Operations for RPM Management, LLC.

As Director of Operations, she supervises and coordinates all office support staff and maintenance employees for RPM properties. Ms. Pignatello is RPM’s liaison for all tenants located in rental units managed by RPM, comprising tenant screening, lease up, rent receipts, and collection proceedings in landlord tenant and bankruptcy courts. Yearly she has attended tax credit seminars sponsored by New Jersey Housing Mortgage and Finance Agency. She is responsible for income verification and resolving tenant-related issues involving State, County and Municipal Housing Authorities.

She enjoys snorkeling and jogging; she is married and has three children. You can contact Ellen at eop5@aol.com.

Tamara Loatman is Director of Compliance for RPM Development Group. She received a B.A. from the University of Virginia in 1996 and a J.D. from Howard University School of Law in 2001. She is licensed to practice law in New York State and will sit for the New Jersey State bar examination in July.

Subsequent to graduating from law school, she was recruited to a top-three law firm in New York City where she performed estate-planning work for high net worth clients. Ms. Loatman has also worked as a landlord/tenant attorney where she advocated on behalf of low-income tenants in the District of Columbia, and has gained experience closing loans while working for a residential real estate law firm in New Jersey, and later as a mortgage closer for a mortgage company in New York. While at the mortgage company, she trained incoming employees and was later appointed the team leader responsible for addressing legal and compliance issues and ensuring her team’s mortgage loans were closed in a manner consistent with regulatory lending guidelines.

She enjoys reading and working out and her newest hobby— sewing. You can contact Tamara at tloatman@rpmdev.com.

Karen Westervelt is Controller for the RPM Development Group. She received a B.B.A. from Pace University in 1988. For the past ten years she has worked in both public accounting and private industry with a concentration in Real Estate. Her responsibilities have included financial reporting and accounting for residential and commercial real estate as well as construction and development. This includes four years as Senior Accountant with a real estate firm that specialized in management. Ms. Tanis was responsible for the management of staff, the preparation and review of financial reports and budgets, and supervision of accounts payable and receivable activity. She was also responsible for maintaining payroll and all other financial documentation for the Human Resource Division.

Prior to joining RPM, Ms. Tanis was the controller for a division of an international manufacturer where her primary challenge was to convert the company to an integrated computer accounting system. She was also responsible for identifying all business transactions and creating procedures for implementation with the new computer system.

She is married to Mark and has a stepdaughter, Christina, and likes to travel. You can contact Karen at karent@rpmdev.com.

Nancy Roulette is Director of Leasing for the RPM Development Group. She received an A. A. in Liberal Arts degree from Manhattan Community College in 1976 and a B.S. from Rutgers University in 1988. She has been involved in real estate for the past twelve years and for the last seven years has specialized in the affordable housing arena. Her prior experience included relocation of tenants from areas targeted for redevelopment. She specialized in placing Section 8 tenants and coordinated services with various governmental agencies. Ms. Roulette also sold residential and commercial real estate throughout Essex County.

Nancy enjoys listening to music and is a member of Hope Worldwide. She has been married to Curtis for twenty years, and they have
one daughter, Ajaiah. An inspirational quotation used by Nancy is “There are two ways to look at life. One is as though nothing is a miracle; the other is as though everything is.”--Albert Einstein

You can contact Nancy at nancyr@rpmdev.com.

Rhys T. Williams joined RPM Contracting, LLC as Project Manager in 1997 with over 20 years experience in the construction industry. He attended Norwich University in Vermont. As Project Manager for Integrated Construction in Belleville, New Jersey, Mr. Williams gained experience in rehabilitation of historic structures. His duties included preparation of proposals, estimating and construction management for various developments throughout New Jersey. In his capacity as Project Manager, Mr. Williams worked closely with the New Jersey Historic Trust. Mr. Williams is a volunteer at Habitat for Humanity in Essex County. The organization provides construction assistance to low income families. He is currently a Project Manager for the organization.

Rhys enjoys working with Habitat for Humanity in Newark. He is married and has one son and two daughters. You can contact Rhys at rpmwilliams@aol.com.

Joseph Storm is a Project Manager for RPM Contracting, LLC. He graduated from Seton Hall Preparatory High School and attended Montclair University. Mr. Storm has been with RPM since 1987 and has been involved in general construction for the past 22 years. Prior to joining RPM he was self-employed. Mr. Storm has renovated numerous structures including residential homes, multi-family buildings, and commercial/office space.

Joe resides in West Orange and has two beautiful daughters, Emma and Lizz. You can contact Joe at rpmdrking@aol.com.

Dennis Grasso joined RPM Development in January of 2004. He is the Director of Construction at RPM Development. Before joining RPM, he worked with affordable housing in New York and as Project Manager for Parkchester South Condominium. Dennis graduated from Pratt Institute, School of Architecture and is a registered architect in New Jersey. He is currently working on all of RPM construction projects.

He enjoys spending time with his children, coaching their little league teams, music, and traveling. He is married to Christine and has four children— Raquel, Gianni, Vincente, and Salvatore.

Adrienne Pavur joined RPM Development in December 1998. She is the Construction Administrator of RPM Development. Prior to joining RPM she was a Director of Music. She has worked on numerous projects at RPM including Bakery Village, Cherry Tree Village and Bostwick Court. Her current projects include Brick Church Commons and South Essex Court.

She enjoys listening to music, traveling, and visiting with her sister.

Brenda Johnson-Carey, a compliance supervisor at RPM Development, joined in June of 1998. Before working at RPM, she worked in the recertification department at the Washington NHP Foundation.

Always be the best you can be at all you do is the proverb that Brenda lives by and says to her son, Ed, an employee at Paramount. Her hobbies include writing and cooking.

You can contact Brenda at brendaj@rpmdev.com.

Yolanda Jordan is a leasing agent at RPM Development and joined in March of 2003. Prior to joining RPM, she worked for a management company. She looks forward to taking on RPM’s current and future projects.

Yolanda hobbies include reading, traveling, cooking, and shopping. She recommends reading Sacred Contract by Carolyn Bliss because it taught her to pay more attention to herself and what life is all about. It helped her to find out what she should be doing with her life and how to do it. She has one daughter.

You can contact Yolanda at yjordan@rpmdev.com.

Linda Halligan is a paralegal and executive assistant to Ed Martoglio. She is a graduate of Berkeley College, and prior to joining RPM Development in 1998 worked in one of the state’s leading law firms.

Her responsibilities have included numerous closings with the Department of Community Affairs, New Jersey Housing and Mortgage Finance Agency, County of Essex, Federal Home Loan Bank,
Fleet Bank, and Thrift Institutions Community Investment Corporation of New Jersey. She has handled commercial and residential closings for such developments as Amity Homes, Bostwick Court, Cherry Tree Village, Dr. King Plaza, Fairview Village, Millennium Homes and Springfield Commons.

Linda is married to Edward and has three children. She enjoys traveling, music, cooking, and volunteer work. She is looking forward to having her golden retriever certified as a therapy dog.

You can contact Linda at lindah@rpmdev.com.

O’Dalys Rubens joined RPM Development in August 2002. Prior to working as a recertification specialist at RPM, she worked in customer service. Her past projects include Marina Village and Dr. King Plaza.

O’Dalys is a student at Kean University and enjoys watching movies. She is motivated by the idea that if you aim high, you will go far.

You can contact O’Dalys at odalysr@rpmdev.com.

Saidaih Fullilove is a leasing agent for RPM Development. Before joining RPM in July of 2002, she worked with a real estate appraiser. Her past projects include Cherry Tree Village, Dr. King Plaza, and she is currently working on Brick Church Commons.

She likes to cook, read, and is involve with community service. Being a mentor to young has been very rewarding. She has one son and a daughter. One of her favorite sayings is to do unto others as you have them do unto you.

You can contact Saidiah at saidiahf@rpmdev.com.

Josefina Velez Sierra is a leasing agent for RPM Development. Before joining RPM in August of 2002, she was a travel agent. She is grateful for the opportunity to be able to help provide affordable housing.

Josefina likes to read and spend time with her family. She is married and has a son, Felix, and one daughter, Miriam.

You can contact Josefina at josefinav@rpmdev.com.

Maria Carhauyo is a bookkeeper at RPM Development and joined in December of 1999. Before joining RPM Development, she was a bookkeeper at a property management company. Because of her position, she works on all of RPM’s projects.

She loves her job, and likes to decorate and teach. She is married to Earique and has a son, Aviel.

You can contact Maria at mariac@rpmdev.com.

Nidia Rivera is a bookkeeper at RPM Development and joined in February of 2003. Before joining RPM Development in 2003, she worked at Kenneth Cole. She is pleased about the opportunity and the experience she is gaining by working for RPM Development.

She enjoys reading and walking. She is married to Hosea and has two children—Jonid and Joe.

You can contact Nidia at nidiar@rpmdev.com.

Doug Garner joined RPM in February of 2002 as a compliance specialist.

He enjoys reading, traveling, bowling, working with computers.

You can contact Doug at dgarner@rpmdev.com.

Diane Ziskin joined RPM Development as a paralegal in August 2004 following a 24 year career at The Mutual Benefit Life Insurance Company. At Mutual Benefit Life Diane was assigned to the real estate section of the Law Division, first as the administrative assistant to the Chief Real Estate Investment Counsel and the Assistant General Counsel, and then as a paralegal, following receipt of her paralegal certificate from Farleigh Dickinson University in
1990.

Diane has broad experience in residential and commercial real estate development, title review, sales and financing. At RPM she is currently assigned to the Amity Homes II and Brick Church Commons projects.

Diane and her husband, Gary, reside in Nutley, with their six year old twins, Zachary and Priscilla. She enjoys travel, reading, music and accompanying her children to their school and sports activities.

You can contact Diane at dziskin@rpmdev.com.